How the American Rescue Plan Can Reduce the Cost of Insurance

The American Rescue Plan includes several changes that will significantly reduce the cost of insurance for millions of people.  But the changes are only temporary.  And you need to meet different eligibility requirements for each one.  Will the plan help you reduce the cost of insurance?  Here are summaries of the eligibility, rules, and effective […]

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Why Hospital Price Transparency Doesn’t Make Hospital Charges Clear

On January 1, 2021 the Hospital Price Transparency Rule went into effect.  The Rule requires hospitals publish their charges for 300 common services.  In turn, these hospital charges are supposed to help consumers shop for the lowest prices.   An admirable goal.  But let me state the obvious.  Shopping for hospital services is not like shopping

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Happening Now: Special Enrollment Period for Obamacare

Do you need health insurance?  Do you want to change your insurance plan?  If so, you’re in luck! You could be eligible for a Special Enrollment Period. President Biden signed an Executive Order creating a Special Enrollment Period (SEP) for coverage under the Affordable Care Act (ACA), also known as Obamacare.  In most states the

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How Surprises in the No Surprises Act Can Cost You Money

The No Surprises Act was passed by Congress last December. It’s set to go into effect in early 2022. That’s great news because the bill is aimed at stopping certain types of surprise medical bills.  Like the bill you get from an out-of-network (OON) doctor in an in-network facility.  Or an emergency room bill from

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5 Insurance Words You Need to Know to Avoid Surprise Bills

Do you want to avoid surprise bills? While not all surprise bills are avoidable, you can avoid many of them by understanding five words in your insurance plan. Insurance companies use these words with little to no explanation. They certainly don’t tell you the details that can cost you money. Here’s what you need to

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